Missing-Middle Loan Scheme
Applicants must have annual household income between R350,000 and R600,000 and be accepted to study at a public university or TVET college.
Check dates with the provider
Loan
Check the current application cycle
Use the official portal for dates and requirements.
About
The scheme offers loans to students accepted at a public university or TVET college for undergraduate or postgraduate studies. It is for students whose annual household income is between R350,000 and R600,000.
Who can apply
Annual household income between R350,000 and R600,000
Accepted to study at a TVET college or public university for undergraduate or postgraduate studies
Can apply in years 1, 2, 3 or 4
Sign a loan agreement if qualified
Submit a completed Consent Form
Documents to prepare
Completed Consent Form
How to apply
- 1Create a profile
- 2Apply through the online application form
- 3Submit the application
Sources
Official sourceNational Student Financial Aid Scheme (NSFAS)Checked against www.nsfas.org.za on 24 Oct 2026. Govnet is independent — always confirm with the provider.